Live Confidently with Customized Life and Health Solutions
Life and health insurance play pivotal roles in safeguarding individuals and their families against unforeseen circumstances.
Personalized Insurance Plans for Your Unique Needs
At First State Insurance, we ensure that you receive a personalized and comprehensive plan tailored to your unique needs, offering financial protection and peace of mind for both you and your loved ones. Let us guide you through the complexities of insurance, turning a potentially daunting task into a seamless experience that prioritizes your health and future financial security.
Life and Health Solutions for any Lifestyle
Life and health coverage not only offer peace of mind, but also serve as essential tools for responsible financial planning, providing a safety net that empowers individuals to face life’s uncertainties with greater confidence. We offer a range of life and health insurance solutions to design a comprehensive and personalized plan for you.
Life Insurance
Life insurance provides financial security by ensuring beneficiaries receive a lump sum payout in the event of the policyholder’s death, helping cover expenses and maintaining the family’s standard of living. We offer:
- Term Life – Affordable coverage for a specific period
- Whole Life – Lifetime coverage with a savings account
- Indexed Universal Life (IUL) – Flexible coverage with potential cash value growth
- Single Premium Life – One-time payment for lifelong protection
Medical Insurance
Health insurance acts as a critical shield against escalating medical costs, ensuring access to quality healthcare without straining finances.
- Health
- Individual (Marketplace) – Comprehensive plans through the health insurance marketplace
- Individual (Short-Term) – Temporary coverage for transitional periods
- Dental and Vision
- Plans to ensure your dental and vision health are covered
- Medicare
- Medicare Supplement – Additional coverage to fill gaps in Medicare
- Medicare Advantage – All-in-one plans with additional benefits
- Long and Short-Term Disability
- Financial support during periods of disability due to illness or injury
- Long Term Care
- Coverage for extended care needs not typically covered by health insurance
Life and Health Solutions for Your Business
We offer a variety of services to safeguard the well-being of your most valuable assets – your employees. Our comprehensive insurance plans are designed to provide robust life and health coverage, ensuring your team stays healthy, protected and motivated. With tailored solutions to fit businesses of all sizes, we are committed to helping you create a secure and thriving workplace.
Group Benefits
- Group Health – Comprehensive health plans for your employees
- Group Life Insurance – Life insurance solutions for employee groups
- Group Long & Short-Term Disability – Disability coverage for your workforce
- Group Dental – Group dental plans for your employees
- Group Vision – Vision plans for your team
Executive Benefits
- Specialized plans to cover your companies executives
Why First State?
First State Insurance Agency is here to help you find the solutions that keep you and your family protected. Our personalized approach ensures that you get the coverage you need without paying for what you don’t.
Contact Us Today
Ready to protect your future? Contact us to learn more about how First State Insurance can help you live life confidently with our tailored life and health solutions today!
Additional Resources
Life Insurance Needs Calculator
Life Insurance Compared to Buying a Home
Leaving a Legacy
FIRST STATE INSURANCE
Not a deposit. Not FDIC-insured. Not insured by an federal government agency. Not guaranteed by the bank. May go down in value.
FIRST STATE BANK NEBRASKA
First State Financial Services is a financial services firm offering securities through Securities America, Inc., Member FINRA/SIPC, and advisory services through Securities America Advisors, Inc. Securities America is not affiliated with any other mentioned entity.
- Not FDIC Insured No bank guarantee
- May lose value
- Not a deposit
- Not insured by any Federal Government Agency